Why Real-Estate ?

At Riofin, We make our Investing  partners to participate in huge revenue generating real-estate projects. 

We are making it possible through our fractional investment model, with a fully online investment experience

For instance, An On-Road property worth of  Rs.1.5 crores comes up for sale, a common person on his own is most unlikely able to purchase it or make a profit. Through RIOFIN’s fractional investment this handicap is no longer an obstruction. We list such properties in our  platform, once funding through multiple investors  gets completed the property is purchased and sold off in the market with a higher profit , that profit will be shared to all invested partners.

1.5cr  purchased value + 50 L profit = 2cr will be shared as per Investor’s Contribution

Secured Investment

Pre-agreed monthly payments for the full lease tenure with no day to day volatility like stock markets

Higher Profits

Upfront security deposit as well as the ability to recover, re-lease or sell assets to mitigate risk

Diversified Portfolio

Ability to claim depreciation and expenses to reduce the effective tax rate for lessor (you)

Scope of Real-Estate

The Real-Estate sector of India by 2040 is expected to grow to Rs.65,000 crore (US$ 9.30 billion) which earlier was Rs.12,000 crore (US$ 1.72 billion) in 2019. NITI Aayog expects Real estate sector in India to reach US$ 1 trillion in market size by 2030, up from US$ 200 billion in 2021 and contribute to 13% of the country’s GDP by 2025.

Already being the third-largest sector to bring about economic growth, the real estate industry is expected to continue its upward trajectory in 2022.

Residential/Commercial Sectors Witnessing Lucrative Growth.

The Real Estate Industry in India is segmented by Property Type (Retail, Residential, Office, Hospitality, and Industrial) in key cities like Chennai, Bengaluru, Mumbai, Pune and Hyderabad. This report offers market size and forecasts for all the above segments in value (USD billion).

According to Savills India, real estate demand for data centres is expected to increase by 15-18 million sq. ft. by 2025.

  • Demand for residential properties has surged due to increased urbanisation and rising household income. India is among the top 10 price appreciating housing markets internationally. Organised retail real estate stock is expected to increase by 28% i.e 82 million sq. ft. by 2023.
  • A number of initiatives have been undertaken by the Government of India with the hope of incentivizing real estate purchases. The announcements made in the Union Budget 2022-2023 will help in creating a thriving atmosphere in the real estate sector.
  • The government continues to prioritize the affordable housing segment and are parallelly looking at ways to strengthen the existing financing systems to provide liquidity to stuck real estate projects. According to the Ministry of Housing and Urban Affairs, all states are advised to boost real estate activity, create more money, and promote economic growth. According to the Economic Times Housing Finance Summit about three houses are built per 1,000 people each year, compared to the required five houses per 1,000 inhabitants.
  • The present housing deficit in cities is projected to exceed ten million units. By 2030, an extra 25 million units of affordable housing will be needed to accommodate the country’s urban population growth.

The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) has announced that it will be keeping the repo rate and reverse repo rate unchanged for the tenth consecutive time. Setting the tone for the year, MPC gave a clear indication that it is growth oriented. Holding the interest will help in increasing the affordability for the consumer and help in holding the current demand trends.